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Actionable steps to create a budget that works!

With Midterms ending soon and spring semester winding up in the foreseeable future, it is very exciting for a lot of us to take a break from school and start our summer jobs and internships! The most important thing you want to do over the summer is make sure you have enough in savings for your next year in school! A good rule of thumb I have followed is to try and have at least $5,000 saved up before school starts up again. In this article I will outline some tips to help you save the most money possible this summer.

You’ve stayed up until midnight, watched the ball drop, and said a great big “Bye Felicia!” to 2020. A new year can feel so refreshing. It's a great time to ditch bad habits and set new goals. Perhaps you’re going to level up that fitness game, read more, set healthy boundaries, or (fingers crossed) travel more. While you’re swearing off procrastination and vowing to declutter closets, consider adding a few financial resolutions to your list too.

When you think about some of the most important decisions that you’ll have to make in your lifetime, what comes to mind? Do you think about where you are going to go to college? Who you are going to marry? What kind of career you will want in the future? All of these questions are very important, but there is one question that traditionally students don’t really give much thought to. The question of taking out student loans, figuring out how much to take out, and planning to pay them back seldom are discussed. Why? I am not sure. Should it be talked about? Absolutely. This decision could impact your life just as much as the other typical important questions mentioned above.

Don’t have a lot of money for dorm room furniture and accessories? Check out these ideas for how to furnish a dorm room on a budget. After paying tuition fees, books, meals and room costs, it’s unlikely you’ll have a lot of money left over for dorm room furniture and accessories. But since you’ll be spending lots of time here it makes sense to pretty it up a little (even if it’s just one side of the room). Check out these ideas for how to furnish a dorm room on a budget and and make it your home away from home.