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Budgeting is one of the most important concepts of financial literacy. Budgets force people to spend within their means and show where money can be saved. Creating and sticking to a budget can save anyone hundreds of dollars. Creating a budget is fairly easy. There are countless ways to set one up, whether it be through an app, a spreadsheet, or a simple scratch piece of paper. However, sticking to a budget is a different story. Keeping track of how much you spend and what that money is going towards requires a bit of work and discipline. What if there was an app out there that forced you to stick to this budget? Enter Qube Money.

For many college students, heading off to college means leaving the nest and renting your own apartment. It’s a dream come true, your perfect pad, a refuge from the world. But while getting your own place can feel a-ma-zing, it is important that you consider some of the pitfalls of renting, know your rights, and protect your finances when you sign a lease. Here are some tips to being a savvy renter!

Don’t have a lot of money for dorm room furniture and accessories? Check out these ideas for how to furnish a dorm room on a budget. After paying tuition fees, books, meals and room costs, it’s unlikely you’ll have a lot of money left over for dorm room furniture and accessories. But since you’ll be spending lots of time here it makes sense to pretty it up a little (even if it’s just one side of the room). Check out these ideas for how to furnish a dorm room on a budget and and make it your home away from home.