2025

Immigrants turn financial hardship into opportunity through resilience and sacrifice. They navigate challenges like low-wage jobs and high costs, achieving financial freedom by budgeting around values, starting small, and seeking community support.

Budgeting a month ahead is a financial strategy that helps individuals break free from the paycheck-to-paycheck cycle by using last month’s income to cover current expenses. This method offers greater financial stability, reduces stress, and provides a buffer against unexpected expenses. While it requires initial discipline to set up, the long-term benefits include improved money management, better financial security, and increased control over future planning.

Navigating finances as an international student can be overwhelming, but self-advocacy and the University of Utah's Financial Wellness Center (FWC) make it manageable. From tax filing and building credit to finding alternative funding and budgeting for education, the FWC offers free resources to empower students toward financial success.

As a new year begins, it is normal to want to establish new goals and resolutions for the upcoming year. How can we make sure we set up achievable and meaningful goals? Here are some ideas!