2020 blogs

When you think about some of the most important decisions that you’ll have to make in your lifetime, what comes to mind? Do you think about where you are going to go to college? Who you are going to marry? What kind of career you will want in the future? All of these questions are very important, but there is one question that traditionally students don’t really give much thought to. The question of taking out student loans, figuring out how much to take out, and planning to pay them back seldom are discussed. Why? I am not sure. Should it be talked about? Absolutely. This decision could impact your life just as much as the other typical important questions mentioned above.

Unlike the majority of people, I’ve never used a debit card. Instead, I started my financial life on a credit card. I get a lot of questions about “why” or “how” I’ve done that. For me it’s easy, I get rewards like cash back or points when I use my credit card. If you’re buying essential items such as food, hygiene products, gas, etc. month to month why not get cash back or benefits from it?