http://financialwellness.utah.edu/blog/ University of Utah Blog en-us Wed, 22 Apr 2026 11:37:01 +0000 http://blogs.law.harvard.edu/tech/rss OmniUpdate (OU Publish) https://financialwellness.utah.edu/blog/posts/2026/april.php When was the last time you took your wallet out on a date? Money dates can help you reach your goals, alter your financial behaviors, and serve as a self care practice! financialwellness@sa.utah.edu (Kelani Tsai) Wed, 01 Apr 2026 20:01:55 +0000 Will You Go On A Money Date With Me? a couple enjoying a money date a couple enjoying a money date https://financialwellness.utah.edu/blog/posts/2026/april.php https://financialwellness.utah.edu/blog/posts/2026/march.php Are your financial habits holding you back? Learn more about the psychology of money and how you can begin to work toward your goals. financialwellness@sa.utah.edu (Elisa Gott) Sun, 01 Mar 2026 20:01:55 +0000 The Psychology of Financial Habits a stressed woman surrounded by different cartoon depictions of money a stressed woman surrounded by different cartoon depictions of money https://financialwellness.utah.edu/blog/posts/2026/march.php https://financialwellness.utah.edu/blog/posts/2026/february.php Tax season has arrived! Here are the best ways to keep your tax season stress free! financialwellness@sa.utah.edu (Benjamin Bolton) Sun, 01 Feb 2026 20:01:55 +0000 Tax Season Survival Guide a cartoon graphic of a person holding a piece of paper that says tax next to a calculator and some coins a cartoon graphic of a person holding a piece of paper that says tax next to a calculator and some coins https://financialwellness.utah.edu/blog/posts/2026/february.php https://financialwellness.utah.edu/blog/posts/2026/january.php Head into 2026 with goals that set you up for success and support your best self! financialwellness@sa.utah.edu (Kyden Walker) Thu, 01 Jan 2026 20:01:55 +0000 Building Money Habits for the New Year A notebook inscribed with "New Year: Goal, Plan, Action" A notebook inscribed with "New Year: Goal, Plan, Action" https://financialwellness.utah.edu/blog/posts/2026/january.php https://financialwellness.utah.edu/blog/posts/2025/december.php Planning the trip of your dreams at a price that works for you! financialwellness@sa.utah.edu (Jade Ramirez) Mon, 01 Dec 2025 20:01:55 +0000 Financing My Senior Trip: Budgeting, Credit Card Hacking, and More A building overlooking cherry blossoms and Mt. Fuji A building overlooking cherry blossoms and Mt. Fuji https://financialwellness.utah.edu/blog/posts/2025/december.php https://financialwellness.utah.edu/blog/posts/2025/november.php Conscious Consumerism as a college student financialwellness@sa.utah.edu (Gilda Espinoza) Sat, 01 Nov 2025 20:01:55 +0000 Beyond the Haul: How U Students Can Outsmart Fast Fashion an individual holding several shopping bags an individual holding several shopping bags https://financialwellness.utah.edu/blog/posts/2025/november.php https://financialwellness.utah.edu/blog/posts/2025/october.php Navigating car insurance as a student financialwellness@sa.utah.edu (Liam Neu) Wed, 01 Oct 2025 20:01:55 +0000 Shopping for Car Insurance: 5 Things Students Should Know a car crash a car crash https://financialwellness.utah.edu/blog/posts/2025/october.php https://financialwellness.utah.edu/blog/posts/2025/september.php 5 ways to to self-advocate as student—clearly, calmly, and with confidence. financialwellness@sa.utah.edu ( Samantha Andrus-Henry) Mon, 01 Sep 2025 20:01:55 +0000 Because It's All Financial Wellness, Baby: Self-Advocacy for the Overloaded Student desktop with books, calculator, glasses, and desktop, showing a busy workload desktop with books, calculator, glasses, and desktop, showing a busy workload https://financialwellness.utah.edu/blog/posts/2025/september.php https://financialwellness.utah.edu/blog/posts/2025/august.php Four tips to keep in mind during your higher education journey. How to find support and community during your time at the University of Utah financialwellness@sa.utah.edu (Lucy Christensen) Fri, 01 Aug 2025 20:01:55 +0000 Turning Challenges into Success Before Graduate School students walking in front of the park building on presidents circle on a spring day students walking in front of the park building on presidents circle on a spring day https://financialwellness.utah.edu/blog/posts/2025/august.php https://financialwellness.utah.edu/blog/posts/2025/may.php Immigrants turn financial hardship into opportunity through resilience and sacrifice. They navigate challenges like low-wage jobs and high costs, achieving financial freedom by budgeting around values, starting small, and seeking community support. Citlaly Lopez Martinez Thu, 01 May 2025 08:20:55 +0000 The Financial Journey of Immigrants: Strength, Sacrifice, and Strategy The Financial Journey of Immigrants: Strength, Sacrifice, and Strategy The Financial Journey of Immigrants: Strength, Sacrifice, and Strategy https://financialwellness.utah.edu/blog/posts/2025/may.php https://financialwellness.utah.edu/blog/posts/2025/march.php Budgeting a month ahead is a financial strategy that helps individuals break free from the paycheck-to-paycheck cycle by using last month’s income to cover current expenses. This method offers greater financial stability, reduces stress, and provides a buffer against unexpected expenses. While it requires initial discipline to set up, the long-term benefits include improved money management, better financial security, and increased control over future planning. Jade Ramirez-Barraza Sat, 01 Mar 2025 21:52:08 +0000 Budgeting|Financial Tips| Month Ahead Budgeting Method A person with a clipboard, checking off budget to-do's. A person with a clipboard, checking off budget to-do's. https://financialwellness.utah.edu/blog/posts/2025/march.php https://financialwellness.utah.edu/blog/posts/2025/february.php Navigating finances as an international student can be overwhelming, but self-advocacy and the University of Utah's Financial Wellness Center (FWC) make it manageable. From tax filing and building credit to finding alternative funding and budgeting for education, the FWC offers free resources to empower students toward financial success. eezikwelu@sa.utah.edu (Evelyn Ezikwelu) Thu, 30 Jan 2025 17:00:30 +0000 Students|Taxes| 5 Things International Students Should Know 5 Things International Students Should Know 5 Things International Students Should Know https://financialwellness.utah.edu/blog/posts/2025/february.php https://financialwellness.utah.edu/blog/posts/2025/january.php As a new year begins, it is normal to want to establish new goals and resolutions for the upcoming year. How can we make sure we set up achievable and meaningful goals? Here are some ideas! egott@sa.utah.edu (Elisa Gott) Thu, 02 Jan 2025 23:12:30 +0000 New Year|Goals| How to Achieve Your New Year's Resolutions (including your financial ones!) How to Achieve Your New Year’s Resolutions How to Achieve Your New Year’s Resolutions https://financialwellness.utah.edu/blog/posts/2025/january.php https://financialwellness.utah.edu/blog/posts/2024/scams.php Online scams are becoming increasingly prevalent and lucrative for scammers worldwide. As college students with class, work, and other responsibilities to worry about, it can be easy to become vulnerable targets. alewis@sa.utah.edu (Alex Lewis) Tue, 26 Nov 2024 19:59:20 +0000 Housing|Scholarships|Scams A College Student's Guide to Recognizing Common Scams A College Student’s Guide to Recognizing Common Scams A College Student’s Guide to Recognizing Common Scams https://financialwellness.utah.edu/blog/posts/2024/scams.php https://financialwellness.utah.edu/blog/posts/2024/navigating-healthcare-5-things-to-know.php As the infamous campus plague begins to spread, the sound of sneezes and sniffles echoes through lectures and hallways. No matter how vigilant we may be, sometimes getting sick is inevitable, and it is best to be prepared before you find yourself surrounded by tissues and cough drops. This post will focus on five things to know before you find yourself in the doctor’s office and will help you protect yourself and your wallet. u1226002@utah.edu (Lauren Berensen) Tue, 05 Nov 2024 16:00:28 +0000 Healthcare|Insurance Navigating the Healthcare System: 5 Things to Know Navigating the Healthcare System: 5 Things to Know Navigating the Healthcare System: 5 Things to Know https://financialwellness.utah.edu/blog/posts/2024/navigating-healthcare-5-things-to-know.php https://financialwellness.utah.edu/blog/posts/2024/oct2024.php Hello, everyone! My name is Keagan, and I am a senior here at the U. I was born and raised in Chicago, and I love to ski and spend time outdoors. In addition to those hobbies, I am also super passionate about personal finance and wealth management. kkarstens@sa.utah.edu (Keagan Karstens) Tue, 01 Oct 2024 08:27:39 +0000 Investing|Budgeting|Finances Keagan's Financial Groove Keagan's Financial Groove Keagan's Financial Groove https://financialwellness.utah.edu/blog/posts/2024/oct2024.php https://financialwellness.utah.edu/blog/posts/2024/sept2024.php Ever felt like juggling your finances is a bit like trying to conduct an orchestra without a score? Let's delve into the world of classical music and discover the secrets to financial harmony. Just like a symphony needs meticulous composition and masterful execution, so does managing our money. u1479513@utah.edu (Raunak Sharma) Fri, 06 Sep 2024 20:27:39 +0000 Investing|Budgeting Conduct Your Finances Like a Maestro: Lessons from Classical Music Conduct Your Finances Like a Maestro: Lessons from Classical Music Conduct Your Finances Like a Maestro: Lessons from Classical Music https://financialwellness.utah.edu/blog/posts/2024/sept2024.php https://financialwellness.utah.edu/blog/posts/2024/aug2024.php Lucy Christensen here, and I am a student advocate at the Financial Wellness Center (FWC). I will be starting my sophomore year this fall semester at the U with a major in international studies. Growing up, I heard many exciting and nerve-racking stories about what college life would be like. These stories, like for many others, built a perception of what I should expect for my freshman year. lchristensen@sa.utah.edu (Lucy Christensen) Mon, 05 Aug 2024 20:27:39 +0000 Resources|College Life As a First Year at the U Life As a First Year at the U Life As a First Year at the U https://financialwellness.utah.edu/blog/posts/2024/aug2024.php https://financialwellness.utah.edu/blog/posts/2024/july2024.php Investing can seem daunting, but with the right approach and understanding of different financial instruments, you can make informed decisions to grow your wealth. Here’s a guide to help you get started. financialwellness@sa.utah.edu (Raunak Sharma) Fri, 05 Jul 2024 20:27:39 +0000 Investing Unlocking Your Investing Superpower questions about starting investing questions about starting investing https://financialwellness.utah.edu/blog/posts/2024/july2024.php https://financialwellness.utah.edu/blog/posts/2024/june2024.php Over my academic career, I have been granted many scholarships. In the beginning, I thought it was just luck, but after working here and peering into the decision-making process of other students, I realized that my luck might be more calculated than I thought. jbarraza@sa.utah.edu (Jade Ramirez) Thu, 06 Jun 2024 20:27:39 +0000 College|Scholarships A Beginner's Guide to Finding and Earning Scholarships graduation cap on a pile of money graduation cap on a pile of money https://financialwellness.utah.edu/blog/posts/2024/june2024.php https://financialwellness.utah.edu/blog/posts/2024/may2024.php As I transition into a full-time role as the next Program Coordinator at the same center, I want to reflect on my journey, share invaluable lessons, and offer some advice to those stepping into the shoes I once filled. eosborne@sa.utah.edu (Elsa Osborne) Wed, 01 May 2024 20:27:39 +0000 Growth Farewell and Fresh Beginnings: My Journey from Peer Mentor to Program Coordinator Farewell and Fresh Beginnings: My Journey from Peer Mentor to Program Coordinator Farewell and Fresh Beginnings: My Journey from Peer Mentor to Program Coordinator https://financialwellness.utah.edu/blog/posts/2024/may2024.php https://financialwellness.utah.edu/blog/posts/2024/april2024-1.php At the Financial Wellness Center, we honor the remarkable stories of women who have left their mark on various industries, reshaping the landscape and inspiring future generations to come. lchristensen@sa.utah.edu (Lucy Christensen) Sun, 31 Mar 2024 20:27:39 +0000 Wealth|Business|Growth Women Making Waves in Shaping Modern Finance Women Making Waves in Shaping Modern Finance Women Making Waves in Shaping Modern Finance https://financialwellness.utah.edu/blog/posts/2024/april2024-1.php https://financialwellness.utah.edu/blog/posts/2024/february2024.php Celebrating Black Financial Leaders! Throughout Black History Month in February and year-round, we honor the contributions of Black individuals and communities in finances. dosborne@sa.utah.edu (Deven Osborne) Tue, 20 Feb 2024 20:27:39 +0000 Wealth|Business|Growth Black Finance: 9 Black Finance Leaders Black Finance: 9 Black Finance Leaders Black Finance: 9 Black Finance Leaders https://financialwellness.utah.edu/blog/posts/2024/february2024.php https://financialwellness.utah.edu/blog/posts/2024/january2024.php Taxes can be daunting for anyone, but 1099 earners have even more things to consider. This guide will help you prepare and plan ahead. ctotty@sa.utah.edu (Carson Totty) Wed, 31 Jan 2024 20:27:39 +0000 Taxes|Income|Planning|Savings Navigating Tax Responsibilities: A Guide for 1099 Income Earners Navigating Tax Responsibilities: A Guide for 1099 Income Earners Navigating Tax Responsibilities: A Guide for 1099 Income Earners https://financialwellness.utah.edu/blog/posts/2024/january2024.php https://financialwellness.utah.edu/blog/posts/2023/decblogjade.php After doing research for the course and watching my students progress along it, I’ve learned a lot about how to align your budget and money habits to your goals. Here are some of the beginning steps I recommend taking to start an intentional budget. Jade Ramirez Fri, 15 Dec 2023 18:15:07 +0000 Goals|Expenses What I Learned From the Intentional Spending Challenge What I Learned From the Intentional Spending Challenge What I Learned From the Intentional Spending Challenge https://financialwellness.utah.edu/blog/posts/2023/decblogjade.php https://financialwellness.utah.edu/blog/posts/2023/nov2023mohmmad.php The holiday season brings joy and festivities, but for students, it can also mean navigating potential financial hurdles. Fear not, scholars! Here are seven practical financial tips to ensure you enjoy the season without straining your budget. malsaedy@sa.utah.edu (MOHMMAD BAQAR AL-SAEDY) Mon, 27 Nov 2023 19:13:51 +0000 Finances|Budgeting|Holidays Student Savvy: 7 Financial Tips for Smart Holiday Shopping Dilok Klaisataporn/EyeEm via Getty Images Dilok Klaisataporn/EyeEm via Getty Images https://financialwellness.utah.edu/blog/posts/2023/nov2023mohmmad.php https://financialwellness.utah.edu/blog/posts/2023/october2023blogrelationships.php Managing finances as a couple can be challenging, but it doesn’t have to be stressful. In this blog post, Beth and Elsa share insights from a recent couple they met with, highlighting the importance of regular "Money Dates" for better financial communication and goal-setting. eosborne@sa.utah.edu (Elsa Osborne, AFC Candidate) Fri, 27 Oct 2023 08:07:19 +0000 Dating|Budgeting Relationships and Personal Finance couple sitting over coffee couple sitting over coffee https://financialwellness.utah.edu/blog/posts/2023/october2023blogrelationships.php https://financialwellness.utah.edu/blog/posts/2023/septemberblog.php Planning a trip over school breaks is exciting, but the thought of managing expenses can sometimes dampen the excitement. In this post, we provide key tips for students on how to financially prepare for travel during the holidays or breaks. Alexander Lewis Wed, 27 Sep 2023 18:15:07 +0000 Travel|Planning|Financing|Financial Preparation Traveling with Financial Smarts Traveling with Financial Smarts Traveling with Financial Smarts https://financialwellness.utah.edu/blog/posts/2023/septemberblog.php https://financialwellness.utah.edu/blog/posts/2023/augustblog.php Back-to-school season brings a mix of excitement and stress, especially when it comes to finances. To help students stay on top of their finances this semester, we’ve compiled key steps for successful planning. Jade Ramirez Wed, 16 Aug 2023 18:15:07 +0000 Expenses|Savings|Budgeting Back to School Person sitting on a pile of books Person sitting on a pile of books https://financialwellness.utah.edu/blog/posts/2023/augustblog.php https://financialwellness.utah.edu/blog/posts/2023/personal-finance-as-an-international-student.php In this post, a fellow international graduate student shares personal insights on how to successfully manage finances during your first semester, covering topics such as banking, work authorization, credit cards, housing, and getting used to the cost of living in the U.S. Plus, discover helpful resources like the Financial Wellness Center and Feed U Pantry that can support you along the way. tania.akter@utah.edu (Tania Akter) Tue, 01 Aug 2023 18:39:10 +0000 From Arrival to Financial Savvy: Navigating Personal Finance as an International Student in the US From Arrival to Financial Savvy: Navigating Personal Finance as an International Student in the US From Arrival to Financial Savvy: Navigating Personal Finance as an International Student in the US https://financialwellness.utah.edu/blog/posts/2023/personal-finance-as-an-international-student.php https://financialwellness.utah.edu/blog/posts/2023/jacksonsjulyblog.php From embracing vulnerability and stepping out of your comfort zone to building a strong network and leveraging FWC's resources, Jackson reflects on the personal and professional growth that comes with mentoring and helping others with their financial challenges. financialwellness@sa.utah.edu (Jackson Lunt) Tue, 11 Jul 2023 17:44:52 +0000 Advice|Students|Money|Finances Jackson's Final Assignment at the FWC Jackson's Final Assignment at the FWC Jackson's Final Assignment at the FWC https://financialwellness.utah.edu/blog/posts/2023/jacksonsjulyblog.php https://financialwellness.utah.edu/blog/posts/2023/june23mohmmad.php Growing up as an Iraqi-American, financial practices and values have always been influenced by both cultural heritage and family traditions. This unique blend of Arab-American and Muslim values—emphasizing hospitality, generosity, and family support—shapes personal finance decisions in profound ways. malsaedy@sa.utah.edu (MOHMMAD BAQAR AL-SAEDY) Tue, 20 Jun 2023 19:13:51 +0000 Finances|Budgeting Embracing Arab American Identity: Navigating Finances with an Iraqi Mindset Dilok Klaisataporn/EyeEm via Getty Images Dilok Klaisataporn/EyeEm via Getty Images https://financialwellness.utah.edu/blog/posts/2023/june23mohmmad.php https://financialwellness.utah.edu/blog/posts/2023/budgeting-stipend-tania-june-2023.php As an international graduate student, you are presented with distinctive challenges when it comes to managing your university stipends. The different policies for domestic and international students, the increasing cost of living in various cities, and individualized student needs can make stipend management seem like an uphill battle. But don't worry, this article is tailored to help you understand and navigate your stipend's financial landscape effectively. Tania.akter@utah.edu (Tania Akter) Thu, 08 Jun 2023 08:07:19 +0000 Budgeting your Stipend Budgeting your Stipend Budgeting your Stipend https://financialwellness.utah.edu/blog/posts/2023/budgeting-stipend-tania-june-2023.php https://financialwellness.utah.edu/blog/posts/2023/june2023.php Learn how to spot unreliable advice, identify reputable professionals, and take control of your financial future with confidence. Whether you're managing debt, planning for retirement, or just starting out, guidance is key to making smart decisions. csauz@sa.utah.edu (Claudia Sauz) Thu, 01 Jun 2023 17:39:46 +0000 Finding Reliable Guidance and Avoiding Red Flags Finding Reliable Guidance and Avoiding Red Flags Finding Reliable Guidance and Avoiding Red Flags https://financialwellness.utah.edu/blog/posts/2023/june2023.php https://financialwellness.utah.edu/blog/posts/2023/carsonmay23.php Managing finances as a college student can be overwhelming, but understanding key financial ratios can help you stay on track. In this post, we explore essential financial ratios every student should know—from your debt-to-income ratio to your emergency fund ratio. ctotty@sa.utah.edu (Carson Totty) Tue, 02 May 2023 08:27:39 +0000 Ratios|Finances|Money|Savings|Budgeting|Investing Financial Ratios Financial Ratios Financial Ratios https://financialwellness.utah.edu/blog/posts/2023/carsonmay23.php https://financialwellness.utah.edu/blog/posts/2023/sinkingfunds.php In short, sinking fund categorizations are a great way to prioritize self-care while also staying within your budget. It helps to balance present-you needs while also saving for future-you. eosborne@sa.utah.edu (Elsa Osborne) Thu, 27 Apr 2023 16:12:56 +0000 Spending|Self Care|Savings|Credit Cards|Money|Credit Sinking Funds balancing act with finances balancing act with finances https://financialwellness.utah.edu/blog/posts/2023/sinkingfunds.php https://financialwellness.utah.edu/blog/posts/2023/april2023.php Saving money is one of the most important skills you can learn and develop while in college. Part of the process of getting into the habit of saving is finding the best place to save your money. To make the most of all the hard earned money you are saving, a great option is to open up a high yield savings account (HYSA). jlunt@sa.utah.edu (Jackson Lunt) Fri, 21 Apr 2023 19:03:06 +0000 Savings|Finances|Investing|Money High Yield Savings Accounts high yield savings accounts high yield savings accounts https://financialwellness.utah.edu/blog/posts/2023/april2023.php https://financialwellness.utah.edu/blog/posts/2023/marchblog.php Spring is the perfect time for a fresh start, not just in nature but in our finances as well. This post explores how adopting a resolute and contented attitude can help you take control of your money, set meaningful goals, and make intentional decisions that align with your aspirations. Alynch@sa.utah.edu (Aubrey Lynch) Wed, 22 Mar 2023 21:45:56 +0000 Finances|Money Spring Clean Your Finances Spring Clean Your Finances Spring Clean Your Finances https://financialwellness.utah.edu/blog/posts/2023/marchblog.php https://financialwellness.utah.edu/blog/posts/2023/febjackson.php Valentine's Day is widely known as a holiday centered around romantic love and couples, however, being single on this day is not all bad, particularly when it comes to financial wellness. jlunt@sa.utah.edu (Jackson Lunt) Thu, 02 Mar 2023 22:54:54 +0000 Money|Love|Spending|Credit A Belated Valentine's A Belated Valentine's A Belated Valentine's https://financialwellness.utah.edu/blog/posts/2023/febjackson.php https://financialwellness.utah.edu/blog/posts/2023/january31.php Housing is anything but cheap. Housing has been one of the hottest issues surrounding the U, and management is doing everything they can to ease some of the stress of current and incoming students. J.lunt@sa.utah.edu (Jackson Lunt) Tue, 31 Jan 2023 16:58:04 +0000 Proliferating Housing costs at UofU Proliferating Housing costs at UofU Proliferating Housing costs at UofU https://financialwellness.utah.edu/blog/posts/2023/january31.php https://financialwellness.utah.edu/blog/posts/2023/januarycarson.php The Financial Wellness Center and Lexington Law have teamed up to help students learn more about credit. They are offering free credit counseling with professionals from Progrexion and Lexington Law Firm. ctotty@sa.utah.edu (Carson Totty) Sun, 22 Jan 2023 17:13:25 +0000 Credit|Credit Score|Credit Repair Lexington Law- Credit Repair Partnership Lexington Law- Credit Repair Partnership Lexington Law- Credit Repair Partnership https://financialwellness.utah.edu/blog/posts/2023/januarycarson.php https://financialwellness.utah.edu/blog/posts/2023/januaryblogpost2.php When do we tip, and when can we say no to tipping without feeling bad about that choice. This blog post dives into the history of tipping, why tipping became so big in recent years, and ends with actionable things to keep in mind next time you are prompted to leave a tip. eosborne@sa.utah.edu (Elsa Osborne) Fri, 20 Jan 2023 18:15:41 +0000 Tipping|Tipflation|Personal Finance|History|Service Industry|Fair Wages|Inflation|Pandemic|Business|Consumer Tipflation Tipflation Tipflation https://financialwellness.utah.edu/blog/posts/2023/januaryblogpost2.php https://financialwellness.utah.edu/blog/posts/2023/budgeting-tips.php As we are coming into the new year, we may be starting to feel a slight pain in our wallets. Though our holiday memories are worth more than gold, sometimes we cannot help but think about the money we spent during the holidays. So let us start this new year right with these 5 major tips for budgeting! icambridge@sa.utah.edu (Isiah Cambridge) Wed, 04 Jan 2023 19:05:28 +0000 Goals 5 major tips for budgeting! 5 major tips for budgeting! 5 major tips for budgeting! https://financialwellness.utah.edu/blog/posts/2023/budgeting-tips.php https://financialwellness.utah.edu/blog/posts/2022/decemberjackson2.php As many University of Utah residents already understand, housing is anything but cheap. Housing has been one of the hottest issues surrounding the U, and management is doing everything they can to ease some of the stress of current and incoming students. Jlunt@sa.utah.edu (Jackson Lunt) Mon, 19 Dec 2022 18:37:19 +0000 Affordable Housing|Stress|Finances Proliferating Housing Costs at U of U Proliferating Housing Costs at U of U Proliferating Housing Costs at U of U https://financialwellness.utah.edu/blog/posts/2022/decemberjackson2.php https://financialwellness.utah.edu/blog/posts/2022/decemberjackson.php Using credit cards to get cash back on everyday purchases is a simple and effective way to save money. To do this, an individual must first do research on the different credit cards available and the cash back offers they provide. J.lunt@sa.utah.edu (Jackson Lunt) Mon, 12 Dec 2022 18:01:22 +0000 Spending|Savings|Credit Cards|Credit The Benefits of Having a Credit Card The Benefits of Having a Credit Card The Benefits of Having a Credit Card https://financialwellness.utah.edu/blog/posts/2022/decemberjackson.php https://financialwellness.utah.edu/blog/posts/2022/blackfriday2022.php With the holidays coming up, that means the days of sales are also making their big appearance. I’m feeling swayed to spend as I’m told I’ll “save” with their best sale of the year—and I can’t imagine that I’m alone in this. But are we really “saving” money on Black Friday sales? eosborne@sa.utah.edu (Elsa Osborne) Mon, 21 Nov 2022 21:39:16 +0000 Black Friday|Savings|Money|Spending Are you Actually Saving Money on Black Friday? Are you Actually Saving Money on Black Friday? Are you Actually Saving Money on Black Friday? https://financialwellness.utah.edu/blog/posts/2022/blackfriday2022.php https://financialwellness.utah.edu/blog/posts/2022/novemberpost2.php With the ramifications taking place from the covid-19 pandemic, the war in ukraine, paired with proliferating interest rates, the overall stock market is down tremendously from where it was at the start of this year. Jlunt@sa.utah.edu (Jackson Lunt) Mon, 14 Nov 2022 17:58:42 +0000 Investing|Market|Economy Investing in a Down Market Investing in a Down Market Investing in a Down Market https://financialwellness.utah.edu/blog/posts/2022/novemberpost2.php https://financialwellness.utah.edu/blog/posts/2022/november7blogpost.php Financial Planning is for everybody. No matter how much money you make, having a financial plan will help your future. Advisors often have a wide range of clients with varying levels of income. financialwellness@sa.utah.edu (Carson Totty) Mon, 07 Nov 2022 16:52:50 +0000 Common Misconceptions about Financial Professionals Common Misconceptions about Financial Professionals Common Misconceptions about Financial Professionals https://financialwellness.utah.edu/blog/posts/2022/november7blogpost.php https://financialwellness.utah.edu/blog/posts/2022/october31st.php Investing in your health is a good and crucial investment. In this blog post, we will be talking about habits, consistency, and prevention around investing in your health. eosborne@sa.utah.edu (Elsa Osborne) Mon, 31 Oct 2022 16:57:04 +0000 Investing In Your Health Investing In Your Health Investing In Your Health https://financialwellness.utah.edu/blog/posts/2022/october31st.php https://financialwellness.utah.edu/blog/posts/2022/october.php Investing is something that everyone needs to do at some point in their life, and the sooner the better. In this article I am going to outline 3 basic fundamentals to investing that everyone should know about. Jlunt@sa.utah.edu (Jackson Lunt) Mon, 24 Oct 2022 17:06:45 +0000 Investment Fundamentals Investment Fundamentals Investment Fundamentals https://financialwellness.utah.edu/blog/posts/2022/october.php https://financialwellness.utah.edu/blog/posts/2022/october-blog.php If you’re attending the University of Utah, by now you may have noticed many people love to mention the availability of ski resorts and after a simple utterance of the word “skiing” a person can witness the energy shift in a room. However, the intimidation to skiing is usually not in fear of the mountain/snow but due to the prices that belong to the sport. Icambridge@sa.utah.edu (Isiah Cambridge) Tue, 04 Oct 2022 21:51:25 +0000 A Small Budget For A Not So Small Experience A Small Budget For A Not So Small Experience A Small Budget For A Not So Small Experience https://financialwellness.utah.edu/blog/posts/2022/october-blog.php https://financialwellness.utah.edu/blog/posts/2022/stigmamoney.php Why is it considered rude to ask someone how much they paid for a house?” In this blog post, we will delve deeper into why money is so stigmatized, some helpful tips and points to consider, as well as how to combat it. eosborne@sa.utah.edu (Elsa Osborne) Mon, 26 Sep 2022 21:51:25 +0000 The Stigma Surrounding Money The Stigma Surrounding Money The Stigma Surrounding Money https://financialwellness.utah.edu/blog/posts/2022/stigmamoney.php https://financialwellness.utah.edu/blog/posts/2022/septemberblog.php Having a repayment plan is crucial for getting out of credit card debt quickly and cheaply. There are several widely accepted ways that financial professionals suggest following. I will talk about a multiple step guide to paying off credit card debt, starting with the finding a payment strategy that is tailored to your unique situation. ctotty@sa.utah.edu (Carson Totty) Mon, 19 Sep 2022 21:51:25 +0000 Credit Card Repayment Plans Credit Card Repayment Plans Credit Card Repayment Plans https://financialwellness.utah.edu/blog/posts/2022/septemberblog.php https://financialwellness.utah.edu/blog/posts/2022/menstrual-cycle-products.php During times of high inflation people are left with a lot higher bills, and a lot less money to spend. Luckily, if you go to the University of Utah there are really great options for amazing free menstrual products that all students and staff have access to! jlunt@sa.utah.edu (Jackson Lunt) Tue, 06 Sep 2022 21:51:25 +0000 Menstrual Cycle Products at the U Menstrual Cycle Products at the U Menstrual Cycle Products at the U https://financialwellness.utah.edu/blog/posts/2022/menstrual-cycle-products.php https://financialwellness.utah.edu/blog/posts/2022/student-loan-statement.php Over 300,000 Utahns have student loans and now over half of those with loans will either have their debts eliminated or reduced by at least half. Federal loans that were taken prior to July 2022 are eligible to be reduced or forgiven. bhunsaker@sa.utah.edu (Beth Hunsaker) Mon, 29 Aug 2022 21:51:25 +0000 Student Loan Forgiveness: What the Financial Wellness Center Wants You to Know Student Loan Forgiveness: What the Financial Wellness Center Wants You to Know Student Loan Forgiveness: What the Financial Wellness Center Wants You to Know https://financialwellness.utah.edu/blog/posts/2022/student-loan-statement.php https://financialwellness.utah.edu/blog/posts/2022/aug-blog-budget.php Now that August has begun, this means we are knocking on the door of our fall semester. How nice would it be to not have to stress about your finances at all this semester? The absolute best way to not stress about finances is to make a plan and stick to it. jlunt@sa.utah.edu (Jackson Lunt) Wed, 10 Aug 2022 21:51:25 +0000 Budgeting for the Upcoming School Year Budgeting for the Upcoming School Year Budgeting for the Upcoming School Year https://financialwellness.utah.edu/blog/posts/2022/aug-blog-budget.php https://financialwellness.utah.edu/blog/posts/2022/july-blog-gasprices.php As we have seen in the past several months, gas prices have rapidly increased and the average national gas price is above $4.00. Here are a few helpful tips I can give to you to save money at the pump, or use an alternative form of transportation. ctotty@sa.utah.edu (Carson Totty) Thu, 28 Jul 2022 21:51:25 +0000 Easing Gas Price Woes Easing Gas Price Woes Easing Gas Price Woes https://financialwellness.utah.edu/blog/posts/2022/july-blog-gasprices.php https://financialwellness.utah.edu/blog/posts/2022/july-blog.php Have you ever thought of getting a dog in college? Dogs make loyal companions throughout the years, but have you thought about how much they cost? If you are thinking about getting a dog you might want to budget how much you spend during the school year. kkidd@sa.utah.edu (Kayla Kidd) Wed, 06 Jul 2022 21:51:25 +0000 Thinking Of Getting A Doggo? Thinking Of Getting A Doggo? Thinking Of Getting A Doggo? https://financialwellness.utah.edu/blog/posts/2022/july-blog.php https://financialwellness.utah.edu/blog/posts/2022/june-blog.php This Fall was reported to have the biggest enrollment class in the University of Utah’s history. Thousands of new students had been admitted to the University of Utah this fall and it created a lot of excitement. In actuality the number of students enrolling in fall classes has been a lot lower than expected. jlunt@sa.utah.edu (Jackson Lunt ) Thu, 02 Jun 2022 21:51:25 +0000 Housing Issues at the U Housing Issues at the U Housing Issues at the U https://financialwellness.utah.edu/blog/posts/2022/june-blog.php https://financialwellness.utah.edu/blog/posts/2022/may-blog.php Introducing the Basic Needs Collective- a place all students can go to make sure their needs are met so they can focus on being the best Utes they can be jlunt@sa.utah.edu (Jackson Lunt ) Thu, 28 Apr 2022 21:51:25 +0000 Introducing the Basic Needs Collective Introducing the Basic Needs Collective Introducing the Basic Needs Collective https://financialwellness.utah.edu/blog/posts/2022/may-blog.php https://financialwellness.utah.edu/blog/posts/2022/april-blog.php The most important thing you want to do over the summer is make sure you have enough in savings for your next year in school! A good rule of thumb I have followed is to try and have at least $5,000 saved up before school starts up again. In this article I will outline some tips to help you save the most money possible this summer. jlunt@sa.utah.edu (Jackson Lunt ) Mon, 04 Apr 2022 21:51:25 +0000 Summer|Savings|Budgeting|Vacation|Students Budgeting for the summer Budgeting for the summer Budgeting for the summer https://financialwellness.utah.edu/blog/posts/2022/april-blog.php https://financialwellness.utah.edu/blog/posts/2022/febblog.php The U invited me to come on campus and talk to a group of 100 students and teach them how to meal prep and meal plan. I taught all about how to meal prep, gave my top meal planning tips, and shared three easy recipes and a grocery shopping list that cost me under $50 for 8 meals and snacks! thealexdaynes@gmail.com (Alex Daynes) Thu, 24 Feb 2022 00:16:38 +0000 Cooking|Meal Preparation|College|Students Meal Prepping 101 Meal Prepping 101 Meal Prepping 101 https://financialwellness.utah.edu/blog/posts/2022/febblog.php https://financialwellness.utah.edu/blog/posts/2022/januaryblog.php As a new semester is starting up and tax season is coming up, it's important to learn how to recognize scams. There has been a lot of scams going around in the last few weeks and we want to help you avoid them. Here are a few tips to keep in mind when dealing with the IRS. kkidd@sa.utah.edu (Kayla Kidd) Mon, 10 Jan 2022 18:26:31 +0000 Scams|Money|Hacks|College How to Recognize Scams How to Recognize Scams How to Recognize Scams https://financialwellness.utah.edu/blog/posts/2022/januaryblog.php https://financialwellness.utah.edu/blog/posts/2021/decembernewsletter.php We all know how expensive the holidays can be. Here are a few tips on how to save the most this holiday season. jlunt@sa.utah.edu (Jackson Lunt ) Mon, 06 Dec 2021 18:35:00 +0000 Financial Tips|School|Students|Savings|Holidays|Gifts How to Save for the Holidays How to Save for the Holidays How to Save for the Holidays https://financialwellness.utah.edu/blog/posts/2021/decembernewsletter.php https://financialwellness.utah.edu/blog/posts/2021/november.php The holidays are around the corner and we know that means we’re gonna have to stock up on gifts for everyone and anyone. As a broke college student, I can’t afford to budget hundreds of dollars but I want to make sure that my loved ones feel special. Let’s take a look at some unique and frugal places to find gifts. enava@sa.utah.edu (Emily Nava) Fri, 29 Oct 2021 17:28:55 +0000 Holidays|Savings|Money|College|Shopping How to Save for The Holidays gift boxes wrapped for christmas gift boxes wrapped for christmas https://financialwellness.utah.edu/blog/posts/2021/november.php https://financialwellness.utah.edu/blog/posts/2021/octobernewsletter.php Local lockdowns, school, and business closures, and new health and safety sanctions took a toll on all of us. However, nowhere was this felt more than in the travel and tourism industry, with lots of countries closing their borders and governments implementing travel bans across the globe. stuart@mybaggage.com (Stuart Cooke) Fri, 24 Sep 2021 18:13:38 +0000 Vacation|Travel|Trips|Holidays|Airfare|Flights|Savings 8 Ways To Save Money On A 2022 Family Vacation 8 Ways To Save Money On A 2022 Family Vacation 8 Ways To Save Money On A 2022 Family Vacation https://financialwellness.utah.edu/blog/posts/2021/octobernewsletter.php https://financialwellness.utah.edu/blog/posts/2021/septembernewsletter.php The first time I went grocery shopping by myself my first year of college, I felt overwhelmed. I had no idea how to shop just for myself. Grocery shopping in college doesn’t have to be scary. Here are a few tips on how to do grocery shopping right to save money rcoria@sa.utah.edu (Rubi Coria) Wed, 01 Sep 2021 18:36:17 +0000 College|Savings|Grocery|Money|Wellness|Shopping|Budgeting Money-Saving Grocery Shopping Tips Money-Saving Grocery Shopping Tips Money-Saving Grocery Shopping Tips https://financialwellness.utah.edu/blog/posts/2021/septembernewsletter.php https://financialwellness.utah.edu/blog/posts/2021/augustnewsletter.php Welcome back to school! We hope your summer break went well and that you are feeling refreshed and ready for a successful academic year. The Financial Wellness Center's Mission is to help students have lifelong financial success. aprice@sa.utah.edu (Ashley Price ) Mon, 02 Aug 2021 18:35:00 +0000 Financial Tips|School|Students|Success|August|Savings Financial Success Tips for the Upcoming School Year Financial Success Tips for the Upcoming School Year Financial Success Tips for the Upcoming School Year https://financialwellness.utah.edu/blog/posts/2021/augustnewsletter.php https://financialwellness.utah.edu/blog/posts/2021/julynewsletter.php The Covid-19 Pandemic isn’t over yet, but with vaccines rolling out across the country, the end may be in sight. As things like travel, dining, and public activities become available to us again, now it’s a great time to look at and update your budget! Here are some steps to do so. rcoria@sa.utah.edu (Rubi Coria) Fri, 02 Jul 2021 23:45:34 +0000 College|Savings|Financial Literacy|Money|Wellness 6 Ways to Make the Post Pandemic Transition Easier on Your Finances 6 Ways to Make the Post Pandemic Transition Easier on Your Finances 6 Ways to Make the Post Pandemic Transition Easier on Your Finances https://financialwellness.utah.edu/blog/posts/2021/julynewsletter.php https://financialwellness.utah.edu/blog/posts/2021/junenewsletter.php You don’t have to be a finance major to learn about money and take charge of your personal finances. Summer is a great time to do some extracurricular research. saezer@sa.utah.edu (Sarah Aezer) Thu, 27 May 2021 19:13:44 +0000 Reading|Books|Finances Summer Financial Reading (and more!) Summer Financial Reading (and more!) Summer Financial Reading (and more!) https://financialwellness.utah.edu/blog/posts/2021/junenewsletter.php https://financialwellness.utah.edu/blog/posts/2021/maynewsletter.php Budgeting is one of the most important concepts of financial literacy. Budgets force people to spend within their means and show where money can be saved. What if there was an app out there that forced you to stick to a budget? Enter Qube Money. mpeplin@sa.utah.edu (Matthew Peplin) Tue, 20 Apr 2021 19:10:07 +0000 Credit Cards|College|Apps|Budgeting|Credit Budgeting Your Credit Card Spending Budgeting Your Credit Card Spending Budgeting Your Credit Card Spending https://financialwellness.utah.edu/blog/posts/2021/maynewsletter.php https://financialwellness.utah.edu/blog/posts/2021/aprilnewsletter.php For many college students, heading off to college means leaving the nest and renting your own apartment. While getting your own place can feel a-ma-zing, it is important that you consider some of the pitfalls of renting, know your rights, and protect your finances when you sign a lease. saezer@sa.utah.edu (Sarah Aezer) Wed, 31 Mar 2021 18:56:04 +0000 Rent|Renters|Apartments|Housing|School|College A Student Guide To Renting A Student Guide To Renting A Student Guide To Renting https://financialwellness.utah.edu/blog/posts/2021/aprilnewsletter.php https://financialwellness.utah.edu/blog/posts/2021/marchnews.php Like many of you, I was bored out of my mind when the world went into lockdown due to the COVID pandemic. With no work, no classes to be at, and no sports to occupy my free time, I needed something to do besides playing video games and binge watching every show known to man. mpeplin@sa.utah.edu (Matthew Peplin) Thu, 25 Feb 2021 21:09:37 +0000 Investing|Students|College|Robinhood|Stocks|Bonds Investing Tips for Students Investing Tips for Students Investing Tips for Students https://financialwellness.utah.edu/blog/posts/2021/marchnews.php https://financialwellness.utah.edu/blog/posts/2021/february.php Americans usually spend around $150 dollars to treat their loved ones to a Valentine’s Day date, but when you’re in college it can be hard to keep up! These date ideas are all inexpensive and perfect for a simple and fun date in February! afrancis@sa.utah.edu (Aspen Francis) Fri, 29 Jan 2021 18:53:31 +0000 Dating|Savings|Activities|Budgeting 10 Cheap Date Ideas for the Month of February! 10 Cheap Date Ideas for the Month of February! 10 Cheap Date Ideas for the Month of February! https://financialwellness.utah.edu/blog/posts/2021/february.php https://financialwellness.utah.edu/blog/posts/2021/new-year.php You’ve stayed up until midnight, watched the ball drop, and said a great big “Bye Felicia!” to 2020. A new year can feel so refreshing. It's a great time to ditch bad habits and set new goals. While you’re swearing off procrastination and vowing to declutter closets, consider adding a few financial resolutions to your list too. Sarah Aezer Sun, 03 Jan 2020 08:55:57 +0000 Organization|Fresh Start|College|New Year New Year, Fresh Start New Year, Fresh Start New Year, Fresh Start https://financialwellness.utah.edu/blog/posts/2021/new-year.php