When I first started college four years ago, I thought I had prepared myself enough (well as much as a first generation college student could anyway), but I soon realized that I was lacking knowledge when it came to finances. The only knowledge I had about finances was from my parents, but I didn’t know how to translate that into my college experience. I remember walking into the Financial Aid office knowing that I had to take out a loan, but I was clueless about how loans worked and that scared me a little. Thankfully, a Financial Aid Counselor was able to explain to me the basic knowledge of how loans and scholarships worked and how they would be applied to my account. After this instant, I took it upon myself to become self-sufficient by learning about all the different resources on campus in case I needed any other assistance. This experience taught me about advocacy and how important that is.
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When you think about some of the most important decisions that you’ll have to make in your lifetime, what comes to mind? Do you think about where you are going to go to college? Who you are going to marry? What kind of career you will want in the future? All of these questions are very important, but there is one question that traditionally students don’t really give much thought to. The question of taking out student loans, figuring out how much to take out, and planning to pay them back seldom are discussed. Why? I am not sure. Should it be talked about? Absolutely. This decision could impact your life just as much as the other typical important questions mentioned above.

Self-love is in the air this Valentine’s Day season! We encourage you to take active steps in taking care of your mental health and well-being every day of the year. Taking the time to care for yourself (which can look different for everybody) is not only necessary but can have positive outcomes. For example, I practice self-love by writing in my journal and reflecting on what is happening in my life. When I do this...

Choosing to continue your education is the first step towards accomplishing your career and personal goals, but there are challenges. Perhaps this is the first time you are on your own managing your personal finances and you have many questions as to where to get started. However, getting financial education and appropriate tools now will assist you in creating good habits and achieving lifelong successful financial outcomes.
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