I’ve been married for 4 1/2 years now and money was something that took us a long time to figure out. We have tried every budgeting technique under the sun and I can tell you what finally worked for us. I would love to help you fight less with your spouse or partner and really start making some financial progress towards your goals.
Have you ever heard the joke, “how much does a gallon of milk cost? $50 because that’s how much you spend when run in to just buy a gallon of milk!” It’s so true. The more times you shop during the week, more times you will be tempted by those impulse buys.
I will tell you from the beginning that I LOVE my credit card. Before I had a credit card, I used my debit card for everything. There are good and bad things about debit and credit cards. Only you know what will work the best for you but this is why I use credit over debit.
The first year of college can be an incredible experience, as you’re afforded far more freedom than you’ve enjoyed up to that point in your life. While that freedom can be exciting, it can also mean you have a lot of opportunities to make financial mistakes.
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