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Credit Conundrums

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Lots of people immediately dismiss credit as a catch 22, a necessary evil, or something that they can do without altogether. But today I would like to argue that it can actually be relatively easy, act as a positive force for our wallets, and is vital to our daily lives. Here are three cases for credit:

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Control Your Spending

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Whether you’re considered a saver or spender, you are bound to spend at a point in your life. However, there are many times where it goes out of hand and self control is where it all comes down to for spending.

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Savings v. Paying Off Credit Card Debt: What's the Right Move?

One of the hardest challenges managing your financial life is figuring out how best to juggle multiple goals. And one of the most vexing decisions is what to do if you have credit card debt and you have money sitting in your emergency savings fund.

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2016 Game Of Loans

2016 Game Of Loans

That special day is finally around the corner. Graduating is a thrilling experience and is filled with excitement and joy. Some students are fortunate enough to graduate without student debt compared to the students that have to focus on paying back their loans.

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The 10% Shift

The 10% Shift - Buy Local First Utah

‘Tis the season for shopping and we all know what that means: over the river and through the woods to the shopping mall we go. The holiday season brings extraordinary levels of profit for big businesses, especially for the retail industry.

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Credit cards: "Angel" or "Devil"

Credit cards: “Angel” or “Devil”

In 2008, credit card delinquency rates in the United States hit a four-year high, according to Equifax, a credit card analysis firm. In times of economic softness, people are often tempted to use their credit cards to see them through. Here we go over some of the major advantages and drawbacks of credit cards and show you how to use yours wisely.

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The Financial Wellness Center's discussion channel for insightful chat about our events, news, and activities.

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Last Updated: 11/5/24