Unlike the majority of people, I’ve never used a debit card. Instead, I started my financial life on a credit card. I get a lot of questions about “why” or “how” I’ve done that. For me it’s easy, I get rewards like cash back or points when I use my credit card. If you’re buying essential items such as food, hygiene products, gas, etc. month to month why not get cash back or benefits from it?
Due to the recent pandemic, the Financial Wellness Center feels like it is a great time to talk about emergencies and how we can prepare for them financially. It is so important to save for a rainy day, but it’s also important to know how much you should strive to save.
Investing during college can be a challenge. There are a few options to put away a little bit of money but for the most part we students tend to be strapped for cash and rarely have the time to analyze stocks. Perhaps the best thing we can do is set ourselves up for future investment opportunities. Investing starts with budgeting or making a spending plan. Learning how to spend money effectively is a good skill to learn and can ultimately help us get what we really want in the long run rather than what we want in the moment.
Being a college student is hard. You have to balance school work, your job, friends, family, and sleep. That makes it hard to also find food that’s healthy and cheap. But don't get discouraged, you can do it with just a little planning and some creative, healthy ideas. Continue reading for amazing and healthy recipe suggestions...
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